Terms & conditions
The terms that govern your access to and use of our website, portals, tools and services, including eligibility, liability and governing law.
Last updated: [LAST UPDATED]
Welcome to TommyAndFurry Insurance, the brand of Novacred Insurance Broking Private Limited (“TommyAndFurry Insurance”, “Company”, “we”, “us”, “our”). These Terms & Conditions (“Terms”) govern your access to and use of our website, portals, services, content, tools, and related platforms (collectively, “Services”).
By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, you must discontinue use of our Services immediately.
1. Acceptance of Terms
By using the Services, you acknowledge that you have read, understood, and agree to these Terms and all policies referenced herein, including the Privacy Policy. These Terms form a legally binding agreement between you and TommyAndFurry Insurance.
2. Eligibility
You affirm that you are at least 18 years old and capable of entering into a binding contract under applicable law. If you are accessing or using the Services on behalf of a company or legal entity, you represent and warrant that you are authorized to bind that entity to these Terms.
3. Use of Services
Permitted Use
You may use the Services solely for lawful purposes and in accordance with these Terms. Use must comply with all applicable laws, rules, and regulations, including those issued by the Insurance Regulatory and Development Authority of India (IRDAI).
Prohibited Use
- Use the Services in a manner that breaches any applicable law or infringes on any third party’s rights.
- Interfere with the operation, security, or integrity of the Services.
- Attempt to gain unauthorized access to systems, networks, or data.
Insurance is a subject matter of solicitation and you are responsible for your own choices when selecting insurance products.
4. Information Accuracy
While TommyAndFurry Insurance makes reasonable efforts to present accurate and up-to-date information, the Services may contain information provided by insurance companies or third parties. TommyAndFurry Insurance cannot guarantee the completeness, accuracy, or reliability of that information and assumes no liability for errors or omissions.
5. Intellectual Property
All content available on the Services, including text, graphics, logos, images, and software, is the property of TommyAndFurry Insurance or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without prior written consent from TommyAndFurry Insurance.
6. Third-Party Links
The Services may contain links to third-party websites or services that are not owned or controlled by TommyAndFurry Insurance. TommyAndFurry Insurance is not responsible for the content, policies, practices, or accuracy of third-party sites, and links do not imply endorsement.
7. Limitation of Liability
To the extent permitted by law, TommyAndFurry Insurance disclaims all liability for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of the Services, including loss of data, profits, or business opportunities, regardless of the cause.
8. Disclaimers
The Services are provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, fitness for a particular purpose, or non-infringement.
9. Indemnification
You agree to indemnify and hold harmless TommyAndFurry Insurance, its officers, directors, employees, agents, and affiliates from any claims, losses, liabilities, damages, costs, or expenses (including legal fees) arising out of or related to your use of the Services or violation of these Terms.
10. Termination
TommyAndFurry Insurance may, at its sole discretion, terminate or suspend your access to all or part of the Services with or without notice for any reason, including if you breach any provision of these Terms. Upon termination, all rights granted to you will immediately cease.
11. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in India.
12. Changes to Terms
TommyAndFurry Insurance reserves the right to modify or update these Terms at any time. Updated Terms will be posted on the website with a revised “Last Updated” date. Your continued use of the Services after the posting of revised Terms constitutes your acceptance of those changes.
13. Contact Information
For any questions, feedback, or grievances regarding these Terms, you may contact TommyAndFurry Insurance through the contact details provided on the website or the “Contact Us” section.
- Email: info@tommyandfurry.com
- Phone: +91 84700 67555
Questions about this document?
Write to info@tommyandfurry.com or call +91 84700 67555.