Insurance & money calculators
Quick estimates for premiums, investments and loans.
IDV calculator
Estimate the Insured Declared Value of your vehicle.
- Ex-showroom price
- ₹8,00,000
- Depreciation · 20%
- − ₹1,60,000
IDV is roughly what the insurer pays if your vehicle is stolen or a total loss.
Based on the ex-showroom price you enter; accessories are not included and insurers may use their own listed prices. Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
How IDV is calculated
IDV = ex-showroom price × (1 − depreciation %)Depreciation depends on the vehicle's age: 5% under 6 months, 15% up to 1 year, then 20%, 30%, 40% and 50% up to 5 years.
Assumptions
- Uses the ex-showroom price you enter; accessories are not included.
- Vehicles over 5 years old: IDV is agreed between you and the insurer.
- Insurers may use their own listed prices.
Premium calculators
Car, bike, health and term figures here are indicative. A quote gives you real premiums from our partner insurers.
Explore health insuranceReady for real prices?
Compare quotes from our partner insurers. Free, with no obligation to buy.
Get QuoteTalk to an advisor
Not sure about the numbers? A real person will walk you through them.