Insurance & money calculators
Quick estimates for premiums, investments and loans.
Home-loan eligibility
Check how much home loan you may be eligible for.
- EMI you can afford (50% FOIR)
- ₹50,000
- Existing EMIs
- ₹0
- Total interest
- ₹64,42,752
Assumes lenders allow up to 50% of your net monthly income (FOIR) for all EMIs. Lenders set their own limits. Loans are offered by our lending partners and are subject to their eligibility criteria, terms and approval. [LENDING PARTNER DISCLOSURE]
How eligibility is estimated
Loan = EMI × ((1+r)ⁿ − 1) ÷ (r × (1+r)ⁿ)The EMI you can afford is your net monthly income × FOIR, minus EMIs you already pay. That EMI is turned into a loan amount at your rate and tenure.
Assumptions
- FOIR (fixed obligation to income ratio) of 50%. Lenders set their own limit.
- Fixed rate, equal monthly instalments.
- Credit score, age and property value also affect the real amount.
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