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IRDAI Licence No. 1135 · Direct Broker (Life & General)

ELSS tax-saving calculator

Estimate tax-saving investments with a 3-year lock-in.

How you invest
Monthly investment₹5,000
You set this

Enter the yearly return you want to assume. We do not suggest a rate.

Investment period5 years

Minimum 3 years because of the lock-in.

Estimated total value—Enter an expected return to see an estimate
Amount invested
—
Estimated returns
—

Illustrative only, returns are not guaranteed.

Explore mutual funds

ELSS has a 3-year lock-in. Each SIP instalment is locked for 3 years from its own date, so your last one unlocks 3 years after you stop. Tax benefits depend on your tax regime and current tax law.

Mutual fund investments are subject to market risks, read all scheme related documents carefully. AMFI ARN: [ARN NO.]

How the ELSS estimate works

SIP: P × ((1+i)ⁿ − 1) ÷ i × (1+i) · Lumpsum: P × (1+r)ⁿ

The same maths as the SIP and lumpsum calculators, with a minimum period of 3 years because ELSS units are locked in for 3 years.

Assumptions

  • You enter the expected return; we do not suggest a rate.
  • With a SIP, each instalment is locked in for 3 years from its own date.
  • Tax benefits depend on your tax regime and current tax law.

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