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IRDAI Licence No. 1135 · Direct Broker (Life & General)Insurance & money calculators
Quick estimates for premiums, investments and loans.
EMI calculator
Work out the monthly instalment for any loan.
Loan amount₹10,00,000
Interest rate (per year)10.00%
5 years
Your monthly EMI₹21,247for 60 months
- Principal · 78.4%
- ₹10,00,000
- Total interest · 21.6%
- ₹2,74,823
Total payment₹12,74,823
Results are estimates using a fixed rate and equal monthly instalments. Loans are offered by our lending partners and are subject to their eligibility criteria, terms and approval. [LENDING PARTNER DISCLOSURE]
How EMI is calculated
EMI = P × r × (1+r)ⁿ ÷ ((1+r)ⁿ − 1)P is the loan amount, r is the monthly rate (yearly rate ÷ 12 ÷ 100) and n is the number of monthly instalments.
Assumptions
- Fixed interest rate for the whole tenure.
- Equal monthly instalments on a reducing balance.
- Excludes processing fees and charges.
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